This Account Agreement (“Agreement”) is entered into between BarclaysFST (“we”, “us”, “our”) and the client (“you”, “your”) and governs the terms and conditions under which you may open and operate a trading account on our platform. By opening, funding, or using an account with us, you acknowledge and agree to the terms of this Agreement.

1) Eligibility and Account Opening

1.1 You must be at least 18 years old or the age of majority in your jurisdiction and have full legal capacity to enter into this Agreement.

1.2 During the account registration process, you agree to provide complete, accurate, and current personal information. We reserve the right to verify your identity and may request additional documents for compliance with Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.

1.3 We may refuse to open or maintain an account at our sole discretion if you fail to provide accurate information or if required by regulatory obligations.

2) Client Representations and Warranties

By entering into this Agreement, you represent and warrant that:

• You are acting on your own behalf and not as an agent or representative of another party.
• You are not restricted or prohibited by the laws of your jurisdiction from opening or operating a trading account with us.
• All funds deposited into your account belong to you and are free of any lien, charge, or encumbrance.
• You understand the risks associated with trading financial instruments, CFDs, and cryptocurrencies.

3) Account Security

3.1 You are solely responsible for safeguarding your login credentials. You agree not to share your username or password with any third party.

3.2 Any activity conducted through your account shall be deemed to have been carried out by you. We are not liable for losses resulting from unauthorized access caused by your failure to secure your credentials.

3.3 In case of suspected unauthorized access, you must notify us immediately so we can take appropriate action.

4) Deposits, Withdrawals, and Funds

4.1 Deposits must be made from accounts held in your name. Third-party deposits are not permitted.

4.2 Withdrawals will only be processed to verified accounts under the same name as your trading account.

4.3 We may charge fees for deposits or withdrawals as published on our platform. Processing times depend on the payment provider and may vary.

4.4 We are not responsible for delays caused by banks, payment providers, or external systems.

5) Trading Rules and Conditions

5.1 You may trade financial instruments including, but not limited to, forex, indices, commodities, shares, Contracts for Difference (CFDs), and cryptocurrencies.

5.2 You acknowledge that trading involves high risk, including the risk of losing the entirety of your investment. You agree to trade only with funds you can afford to lose.

5.3 We reserve the right to set and change spreads, leverage, margin requirements, and other trading conditions without prior notice.

6) Leverage and Margin

6.1 Trading on margin allows you to control larger positions with a smaller amount of capital. However, leverage can amplify both profits and losses.

6.2 You are responsible for maintaining sufficient margin in your account. If your account equity falls below required margin levels, we may close your positions without prior notice to protect against further losses.

6.3 We may change margin requirements at any time in response to market volatility or regulatory changes.

7) CFDs and Cryptocurrencies

7.1 CFDs are complex instruments that carry a high risk of losing money rapidly due to leverage. They may not be suitable for all investors.

7.2 Cryptocurrency markets are highly volatile and largely unregulated. You may lose your entire investment due to rapid price fluctuations, liquidity shortages, or technological risks.

7.3 You understand and accept these risks before trading CFDs or cryptocurrencies on our platform.

8) Fees, Commissions, and Charges

8.1 You agree to pay any spreads, commissions, overnight financing fees (swaps), or other charges associated with your trading account.

8.2 Details of our fees and charges are published on our website and may be updated at any time.

8.3 By continuing to use your account, you accept any updated fees and charges.

9) Risk Acknowledgment

9.1 You acknowledge that trading financial instruments, CFDs, and cryptocurrencies is highly speculative and may result in substantial losses.

9.2 We do not provide investment advice. All decisions made in your account are your responsibility.

9.3 You are responsible for ensuring that trading is suitable for your financial situation and risk tolerance.

10) Prohibited Activities

You agree not to engage in the following:

• Abusive trading strategies such as arbitrage, scalping, or manipulation.
• Fraudulent activity, money laundering, or financing of terrorism.
• Using automated systems or software in a manner that disrupts our platform.

11) Suspension and Termination

11.1 We reserve the right to suspend or terminate your account if you breach this Agreement, engage in prohibited activities, or fail to meet compliance requirements.

11.2 Upon termination, all open positions may be closed, and any remaining funds (after deducting applicable fees or losses) will be returned to you.

12) Regulatory and Legal Compliance

12.1 You are responsible for complying with all applicable laws, regulations, and tax obligations in your jurisdiction.

12.2 We may report suspicious transactions to regulatory authorities as required by law.

13) Limitation of Liability

13.1 We shall not be held liable for any loss arising from market movements, force majeure events, or technical issues beyond our control.

13.2 We do not guarantee uninterrupted access to our platform, and downtime may occur due to maintenance or unforeseen circumstances.

14) Amendments

14.1 We may amend this Agreement at any time by publishing the updated version on our website.

14.2 Continued use of your account constitutes acceptance of the revised terms.

15) Governing Law and Dispute Resolution

15.1 This Agreement shall be governed by and construed in accordance with the laws of the European Union jurisdiction in which we operate.

15.2 Any disputes arising under this Agreement shall be resolved through negotiation in good faith. If unresolved, disputes may be referred to arbitration or a competent court.

16) Final Provisions

16.1 This Agreement, together with our Privacy Policy, Risk Disclosure, and Terms & Conditions, constitutes the entire understanding between you and us.

16.2 If any provision is found invalid or unenforceable, the remaining provisions shall remain in effect.

16.3 By opening an account, you acknowledge that you have read, understood, and agreed to all provisions of this Agreement.